After having surgery in September for removing my gall bladder I can say I'm back to normal. I am self-employed so any work I missed while recuperating was easily rescheduled. What could not have been so easy were the many (can I say MANY) bills that came after surgery. Remember, I'm self-employed. No company health insurance. We as a family are on our own.
Total cost after sixteen or so bills later: $21,000+ !! All that money just to get a stinking diseased GB out of me. I give God all the praise for watching over me.
Now, rather than us being stuck with paying $21,000, we are only responsible for $300! And that's with us being considered one of Oklahoma's uninsured families.
We have been lead to a great organization that we joined many years ago. Samaritan Ministries was created as a way for individuals to help families that have medical needs by using a health share newsletter. It is not insurance, but it is assurance. SM has gone back to doing business the way insurance companies used to when they were first created many years ago, helping people with medical needs.
As I write today, we have paid all the bills and have heard from over 65 families sending their "share", notes of encouragement, and prayers for my well-being. We have just experienced the fulfilling of Malachi 3:10-12 in our lives. This, though, is not the best part. The best part is when we get to send our share to help someone else, people that really need help in these uncertain times.
Do you have insurance?
Is it 80% or 70% coverage for medical bills, after a deductible?
Do you have fears about medical emergencies and what happens afterwards?
Let me know of any experiences you have had with the systems you now have.
Next, I will share how to maneuver through your medical bills.